When considering which Medigap Ins policy is best for you, be sure to keep in mind not only your current medical needs but also your future anticipated costs.

Below is an overview of our benefits as well as a breakdown of which of our Medigap ins plans cover each benefit. Keep in mind that your Medigap ins needs are specific to you. For example, if you have diabetes and require a lot of outpatient medical care, you want to be sure to pick a Medigap ins plan with comprehensive outpatient cost coverage.

Benefit: Basic Benefits for Hospitalization
This benefit covers hospital co-insurance and deductibles and extends your coverage by 365 days after the normal Medicare coverage period ends. This is included in all of our Medigap ins policies.

This benefit is covered by:

Benefit: Basic benefit for out-patient costs
This benefit covers your out-of-pocket outpatient costs, which is generally 20% of your total medical expenses (the other 80% is covered by Medicare).

This benefit is covered by:

Benefit: Medicare Part A Deductible
This benefit covers the deductible for qualifying in-patient hospital stays.

This benefit is covered by:

Skilled Nursing Coinsurance
This benefit covers your skilled nursing coinsurance beyond day 21 and up to day 50.

This benefit is covered by:

Medicare Part B Deductible
This benefit covers the deductible for services not covered by Part A or Part B, generally on an outpatient basis

This benefit is covered by:

Medicare Part B Excess Charges
This benefit covers charges in excess of the limit of Medicare Part B

This benefit is covered by:

Emergency Care Outside of the United States
This benefit covers 80% of emergency medical care received out of the US (after the annual deductible) beginning the first sixty days after each trip and up to $50,000 lifetime maximum.

This benefit is covered by:

Out-of-Pocket Limit
This benefit covers 100% of covered services after the annual out-of-pocket limit is met.

This benefit is covered by:

To evaluate the Medigap ins plan that would best fit your needs, fill out a no-obligation form to receive a personalized quote.